Loan And Share Mediator

Collections Representative Join a mission-driven financial institution where culture, member service, and employee growth truly matter. We're seeking a Loan & Share Mediator to support our Collections team by managing delinquent loan accounts, member communications, and compliance-based collection activity. This is an excellent opportunity for someone with strong call-center or collections experience who enjoys problem-solving, member advocacy, and detail-oriented work. Location: Albany, NY (3 weeks onsite training, then fully remote) Schedule: MonFri between 8 AM7 PM (8-hour shifts) + rotating Saturdays 9 AM1 PM About the Role As a Loan & Share Mediator (Billing Coordinator), you'll be responsible for handling delinquent consumer and small commercial loan accounts while ensuring strict adherence to federal and state regulations. You'll conduct outbound calls, review account documentation, recommend next-step actions, and help members resolve delinquencies with empathy and accuracy. This role combines collections expertise, customer service, clerical accuracy, and regulatory awareness. Must-Haves Outbound calling experience Call center Strong Excel skills Must reside within the Albany or surrounding area. Key Responsibilities Manage assigned delinquent accounts, including: Negative share balances MasterCard accounts Consumer and small-balance commercial loans Perform outbound calls to members regarding past due balances. Maintain accurate records supporting collection efforts and audits. Stay updated on: Bankruptcy and foreclosure regulations Telephone Collection Practices Act (TCPA) Fair Debt Collection Practices Act (FDCPA) Fair Credit Reporting Act (FCRA) CFPB guidelines Understand rules surrounding right of offset, freezing funds (SSI, SSD, pension), and deceased member procedures. Recommend repossessions, charge-offs, and next-step actions to management. Maintain productive relationships with attorneys, repossession agents, and related vendors. Track and report collection metrics and performance data. Provide excellent member service while meeting individual performance goals. Qualifications High School Diploma required 1+ years of telephone collections or call-center experience preferred Strong attention to detail and documentation accuracy Ability to understand and apply regulatory standards Nice-to-Haves Data entry Customer service General clerical or administrative experience Microsoft Office V-Lookups and Excel functions Collections Work Environment 3 weeks onsite training in Albany, NY, then fully remote Flexible schedule within 8 AM7 PM MondayFriday Rotating Saturdays (9 AM1 PM) Supportive, team-oriented culture with opportunities for long-term growth Contract position with potential for extension Why You'll Love This Opportunity Work for a large, well-respected financial institution Strong focus on culture, collaboration, and member care Clear processes, excellent training program, and remote flexibility Room for career advancement within a growing organization Job Type & Location This is a Contract position based out of Albany, NY. Pay and Benefits The pay range for this position is $18.00 - $22.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: Medical, dental & vision Critical Illness, Accident, and Hospital 401(k) Retirement Plan Pre-tax and Roth post-tax contributions available Life Insurance (Voluntary Life & AD&D for the employee and dependents) Short and long-term disability Health Spending Account (HSA) Transportation benefits Employee Assistance Program Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully remote position. Application Deadline This position is anticipated to close on Mar 3, 2026.

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