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Job Title

Jumbo Mortgage Underwriter - Remote

Company : CrossCountry Mortgage, Inc

Location : Brecksville, OH

Created : 2019-06-22

Job Type : Full Time

Job Description

DescriptionThe Jumbo Mortgage Underwriter is responsible for validating income, asset and collateral documents including self-employed tax returns. Expertise must be Non-Agency Jumbo Loans with a minimum of 3 years recent Jumbo experience.Responsibilities:Evaluates loan applications for risks and various criteria such as investor requirements, accuracy, consistency and completenessAbility to calculate qualifying income including analyzing tax returns and financial statements.Thorough knowledge of reviewing Residential appraisals.Review and analyze borrower profiles, credit reports, title reports, income documentation and assets, including complex business returns and financialsReview new loan files to ensure loan meets investor and program criteria. Must meet minimum Production Requirements.Review all eligible investorsEncompass Experience preferredManage individual pipeline on a daily basis by completing new underwriting reviews, condition reviews and other underwriting tasks within established turn timesCommunicates effectively and engages proactively with loan originators, processors, branch managers, funders and post-closers in regards to loan decisions, assignment of loan conditions, investor guidelines/documentation requirements and possible loan scenariosConsistently access third party services (valuation, fraud, compliance) to provide valuable input for loan decisionsPerforms other related duties as assignedRequirements:Bachelor s Degree or equivalent combination of education and experience3+ years of recent Jumbo products Experience.DE, SAR or LAPP certifications highly preferred.Strong working knowledge of ATR/QM RequirementsEncompass LOS experience is a plusAbility to work in a fast paced, fluid environment and be held to minimum production standardsHigh integrity and outstanding work ethic requiredStrong computer skills; proficient in Microsoft Word, Excel and OutlookMust have proficient written and verbal communication skillsKnowledge of compliance and disclosure requirementsKnowledge of closing, post-closing & quality control responsibilitiesThis job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.CrossCountry Mortgage, Inc. (NMLS3029) is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression.IND123#LI-SE1