Job Description:

JOB SUMMARYUnder general supervision and following established policies and procedures, perform credit administrative functions to accurately reflect loan and business activities on the Bank's general ledger and ensure required documentation is maintained. Comply with all regulations that apply within the scope of the position, including Bank Secrecy Act. DUTIESCollect credit report requests from lending departments; verify borrower's financial information and credit search authorizations.Generate LexisNexis, D&B and Experian reports; Save and categorize the hard and soft copies in separate folders.Create monthly credit search log; verify the information on the monthly invoice and send invoice request to finance department.Regulation B CertificationSend notification and collect Reg B tracking logs from all lending units.Review and monitor each tracking log and conversation log, and provide revise comments.Ensure all the time line in the log does not have an ECOA violation.Create and renew pending log for follow up.Summarize and categorize tracking logs by lending units, and generate monthly pending certification.Monitor pending loans status, and collect review memo packages from all lending units.Ensure the accuracy in review memo packages including, review memorandum page, tracking log, loan application, notice of action taken and all documents related to the closing decision.Monitor the time line and closing reasons of the subject loan, and request the approval of the executive management officer.HMDA Monthly Certification Monitor and verify all HMDA reportable loans.Collect supporting documents from all lending units and verify the information on the HMDA Loan Reporting Worksheet. Generate monthly certification and prepare all packages for each HMDA reportable loans.Tax Delinquency Monthly ReportsCollect updated tax delinquency information from Lerreta and Nationwide website, and update in the delinquency report.Generate the delinquency notification letters.Notice from the lending departments: Collect and verify the updated information and proof of payments.On duty Teller as requiredCoordinate with other tellers to generate Monthly CertificationCost Allocation Report - Notice and review monthly cost allocation report of Credit plaint Log - Generate complaint log and report to Risk Department.QUALIFICATIONSEDUCATION: Bachelor's degree in business or accounting, or equivalent EXPERIENCE: 1 to 2 years' experience in banking or creditfinancial functions SKILLSABILITIESPC literate in MS Word and Excelorganized and detail-oriented with the ability to function in a team environmentbilingual in (EnglishMandarin) is a plus.WHY WORK FOR US?Since opening our first branch in Los Angeles in 2008, Royal Business Bank (RBB) has grown rapidly by adding branches in Southern California, Nevada, New York, and Chicago. We offer a comprehensive and innovative suite of banking services for individuals and businesses. We have great benefits that include, but not limited to:Medical insuranceVision insuranceDental insurance401(k)Disability insuranceRoyal Business Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policies (GLBA Privacy Notice, California Consumer Privacy Act and Online Privacy) at our website Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.