Job Title:
Director of Commerical Loan, Asset Management

Company: AmeriNat

Location: tampa, FL

Created: 2024-04-20

Job Type: Full Time

Job Description:

The Director of Commercial Loan, Asset Management manages and directs commercial loan asset management efforts associated with portfolio(s) of commercial loans. Manage client relationships and borrower relationships as appropriate. Direct asset managers to ensure portfolio(s) are managed efficiently and effectively. Develop and maintain policy and procedures to ensure effective portfolio management and loan portfolio growth. Work with teammates in the Commercial Servicing Division to utilize system effectively and increase efficiency and automation in processes.Major Duties and Responsibilities: Meet the contractual obligations related to commercial loan asset management in accordance with the agreed upon terms and to the satisfaction of the client.Must possess communication and personal skills fitting to the firm's largest clients, which this position will directly interface with.Establish and maintain processes and procedures for commercial loan asset management supporting achievement of our contractual obligations to servicing and asset management.Responsible for the oversight, quality and accuracy of commercial loan asset management activities.Be proficient with use of technology including Microsoft office suite and commercialservicing and asset management systems. In cooperation with the Commercial Servicing team and the firm's Business Analysts, ensure loan systems are built out, maintained, and functioning as intended.Directs efforts to carry out activities in accordance with documented policies and procedures.Serve as a main point of contact for clients and other counterparties for the firm's asset management activities, including sufficiently addressing inquiries from senior management, clients, and borrowers, as necessary.Ensure commercial loan asset management staff is educated properly on regulations and policies affecting the performance of their responsibilities.Responsible for continuous examination of procedures, increasing efficiency, reducing errors, and optimizing workflow processes.Expected to develop and maintain production reports that serve to assist with analyzing and managing department volume, capacity, and efficiency.Responsible for managing and maintaining changes in policies, procedures, and processes that support ongoing compliance with laws and regulations, and to achieve company desired operating results.Regularly exercise discretion and independent judgment on critical business matters that can have a significant financial and operational impact on AmeriNat.Assist senior management and marketing with new business development.Attend management meetings as designated, support AmeriNat's strategic plan and business operating goals.Supervisory Requirements:Responsible for supervision and development of staff, including mentoring, educating, motivating, and evaluating commercial and asset management staff in accordance with corporate policy.Manage and delegate responsibilities to ensure asset management responsibilities are performed in accordance with contractual obligations.Creates an atmosphere within the organization that attains and maintains a high level of morale and embraces our Vision"Mission"Values and our Goals and Objectives "VMVGO".Manages the department's staff including appropriate employee evaluations that identify employee strengths and weaknesses; assures training and coaching to improve staff professional skills; and provide customer service on an internal and external basis.Directs and coaches staff as needed.Proposes and then implements the annual department goals, and employee goals; periodically measures actual departmentalemployee performance to the goals.Assesses the developmental needs and career paths of staff and make recommendations for their advancement as dependent Judgment:Possess a high degree of independent judgment that will be heavily relied upon by SVP Multifamily Services as well as clients.Will make frequent decisions on corporate and employee matters, customer service issues, problems, and complaint resolution.Will make frequent business judgments on matters critical to the firm.Minimum Qualifications:A bachelor's degree from a college or university with a major in Business, Accounting or Finance is preferred.12+ years of related experience with commercial lending and collection experience.Thorough knowledge of asset management for commercial mortgages and other commercials credits, including substantial work out experience.Experienced with commercial loan documentation, including but not limited to, documents perfecting collateral interests, loan agreements, promissory notes, allonges and assignments. Must have the ability to interpret and convey documented terms to assist in rendering decisions.Ability to understand financial statements of commercial borrowers and the impact of their financial capacity on their ability to borrow and repay.Ability to communicate as a professional in writing and verbally to senior management and external clients.Good working knowledge of Microsoft Office Suite, including Outlook, Word, and Excel.Attention to detail and ability to simultaneously manage multiple tasks and priorities.Strong analytical problem"solving skills.Must be able to produce at a high level under limited supervision and meet imposed deadlines in a fast"paced demanding environment.Also considering candidates in the following locations: Waco, TX; Albert Lea, MN; Las Vegas, NV This description has been designed to indicate the general nature and level of work performed by an employee in this position. The actual duties, responsibilities and qualifications may vary in the future based on new or revised work assigned to this position. AmeriNat offers a competitive benefits package including 401k; performance incentives; paid medical, life and long"term disability; dental; vacation, sick and holiday pay as well as opportunities for advancement. Dress code is business casual (jeans allowed) and occasional business attire required. AmeriNat will consider qualified applicants in a manner consistent with local "Fair Chance" ordinances. AmeriNat is an Equal Opportunity Employer