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Job Title

SBA Business Development Officer

Company : Citizens Financial Group, Inc.

Location : Michigan, ND

Created : 2019-01-12

Job Type : Full Time

Job Description

Description Citizens Bank is currently searching for an SBA Business Development Officer to join our Business Banking Team. As a SBA Business Development Officer, you will be responsible for sourcing, identifying, and closing new loan opportunities using the SBA 7(a) and 504 loan programs. Establishing and maintaining a proven network of referral sources from which one can generate a sufficient number of new opportunities to promote the origination of SBA loans in an assigned market will be a primary focus of the position. In addition, you will play a key role in building collaborative relationships with our internal partners across Business Banking, while delivering an exceptional customer experience designed to grow our SBA loan portfolio. Primary Responsibilities Include: Establishing and sustaining a referral network targeting business brokers, consultants, lawyers, accountants, and related professionals that results in sufficient lead generation to achieve or exceed sales goals. Developing and implementing a personal business plan and marketing strategy to aid in identifying areas of opportunity for new business penetration, and the creation of a solid contact base of current and potential referral sources. Working with internal partners to assist in structuring, presenting, and guiding lending opportunities through the application, underwriting, and closing process to ensure that all SBA requirements are met. Maintaining and applying a thorough understanding of bank credit policy and underwriting guidelines while working with Business Credit Services and operations to practice sound risk management and adherence to applicable regulatory requirements. Active participation in local SBA district events and functions within assigned geographic markets. Qualifications 10 years of financial services industry experience. 5 years in commercial lending with expertise in the use and application of the SBA 7(a) and 504 loan programs. Thorough knowledge and understanding of SBA Standard Operating Procedures (SOP), program eligibility, credit criteria and loan structure requirements. Proven track record of sales and outside calling skills. Local market knowledge and the ability to develop, retain and expand relationships with Centers of Influence. Professional organization, interpersonal and communication skills - both written and verbal. Proficient in MS Office applications and familiarity with the Saleforce CRM Platform. Education BS Degree or Higher in Business, Finance, Economics, or related disciplines. Hours & Work Schedule Hours per Week: 40 Work Schedule: Monday - Friday; 8:00 am - 5:00 pm This role can office anywhere in the Citizens Bank footprintSDL2017