Job Description:

Assesses local market conditions, identifies current and prospective sales opportunities, and develops forecasts, financial objectives, and business plans for the branchHas at least years of Mortgage ExperienceAnalyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisionsDevelops, implements, and maintains sales and profitability plans according to account management principlesCarries out major assignments affecting business operations of the employer or the employer's customers Performs the following tasks in completion of major assignments if the branch manager is a loan originator:collects and analyzes information regarding the customer's income, assets, investments, or debtsanalyzes applicant data, credit, and collateral property valuedetermines which financial products best meet the customer's needs and financial circumstancesprovides advice to the customer regarding the advantages and disadvantages of available financial productsmarkets, services, or promotes the employer's financial productsDirects all operational aspects of the branch which include distribution operations, customer service, human resources, administration, and sales in a manner that supports reaching the profitability goalsEnsures that all areas of work performance or departments are properly staffed and directedProvides training, coaching, development, and motivation to bring out the best in each team memberTakes on the responsibility for the orientation and evaluation of all employeesOversees branch financial managementRecommends desirable changes in the policies and goals of the branch and the organizationAssists managers in developing branch and organizational objectives as well as budgetsCommunicates effectively with other branches and senior managers concerning effective practices, competitive intelligence, business opportunities, and needsAddresses customer and employee satisfaction issues promptlyManages the branch by following high ethical standards and complying with all government regulationsMaintains and enforces personnel policyRegularly evaluates the effectiveness of the branch operation to ensure policies are being observed and the profitability goals of the branch, division, and organization are being achievedTakes prompt corrective action as neededIncreases personal knowledge and expertise in business, appropriate technology, etc.Follows company policies and proceduresPerforms other duties as assigned